You’ve hired a contractor for a home renovation, and suddenly, they get injured. So, who bears the liability for the contractor’s injuries? Accidents can indeed happen at construction sites. Ideally, the contractor might be responsible for these injuries. However, you could be held responsible if their injuries result from your negligence.
In such cases, a contractor can claim compensation from the homeowner, and this liability could run into thousands of dollars. To better comprehend home improvement liability regarding personal injuries, continue reading to learn more about home improvement personal injuries.
Refrain control over contractors.
Homeowners should refrain from directly controlling or micromanaging contractors. By doing so, homeowners officially hire construction experts and distance themselves from potential legal issues. If a home renovation contractor breaches their contract due to safety concerns, homeowners may have the right to sue the contractor for injuries that occur on the site.
Follow control over contractors.
After considering the potential consequences of not implementing control over contractors, you might contemplate taking a more active role in the construction project.
For instance, you could suggest that contractors wear safety gears when assessing damage at your home. This simply means you take on some responsibility for on-site contractors.
When you provide safety instructions to home contractors, jurors might interpret you as a responsible party in the event of an injury. Consequently, you might be responsible to pay compensation to the contractor.
How to Handle Personal Injury Claims?
When a contractor sustains an injury at the construction site, ensure that the injuries and damages are not due to your negligence. Depending on the severity of the injury and damage, a contractor can file a claim with the insurance company or the homeowner.
However, make sure to gather all the essential documents that support your claims. These documents can include photos, damaged goods, injury reports, and more.
What to do if the contractor denies responsibility
If the contractor is at fault and refuses to accept responsibility, you can take legal action against them to seek compensation. Ideally, you won’t need a personal injury lawyer if the contractor is willing to settle for a small claim. However, we recommend contacting a personal injury lawyer to ensure you receive the compensation you deserve.
What if the contractor doesn’t have insurance?
If the construction contractor lacks insurance, they may or may not be willing to cover damages out of their own pocket. In such a situation, it’s advisable to choose an experienced contractor who is fully insured to avoid potential complications.